信用卡的缺点作文英语
关于”信用卡缺点“英语作文范文4篇，作文题目：。以下是关于信用卡缺点考研英语范文，每篇作文均为满分范文带翻译。
高分英语作文1：
In recent years, as credit card plays an increasingly important le in o daily life, and people like to use credit card when they go out. Credit cards are convenient, which means you don't have to carry a lot of cash. Howr, many people still fall into the trap of credit card.
In fact, whether this reflects the crent social phenomenon that we need to be ctious when using credit card. Banks and other financial institutions are encoaging their customers to change their pchasing methods. They think that credit card can bng great convenience to people.
Irresponsible and overuse of credit cards can bng a lot of sks. Some people think it's very dangeus and easy to exceed their budget. They will be tempted to buy goods they don't really need and will soon be overbdened by de.
Credit cards usually charge high interest rates, which will aggravate their pblems. The worst thing is, if you don't pay yo des in time, in my opinion Come on, using credit card wisely can impve the quality of life. You can use credit card to pay, just like a coin has o sides.
It has both positive and negative sides. We should educate us to use credit card correctly and form a correct consumption concept.
中文翻译：
近年来，随着信用卡在我们常生活中扮演着越来越重要角，越来越多人喜欢在外出时使用信用卡。信用卡很方便，这意味着你不必携带大量。尽管如此，许多人还是落入了信用卡陷阱，事实上，尽管如此，这是否反映了当前社会现象我们在使用信用卡时需要谨慎银行和其他金融机构正在鼓励他们客户改变他们购买方式，他们认为信用卡可以给人们带来极大便利。
不负责任和过度使用信用卡会带来很多风险，有些人认为它非常危险很容易超出预算，他们会被诱惑去购买他们并不真正需要商品，而且很快就会因债务而负担过重信用卡通常会收取很高利息，这会加剧这些人问题，最糟糕是，如果你不及时还债，在我看来，明智地使用信用卡可以提高生活质量你可以用信用卡支付就像硬币有两面一样，有积极一面，也有消极一面，我们应该教育我们正确使用信用卡，形成正确消费观。
万能作文模板2：
In the credit crunch of the past few months, credit cards have been negatively affected, which will only lead to de and unfair interest rates. Howr, credit cards are valuable in many ways if they are used in the ght way and you can repay them on time. One of the most beneficial aspects of a credit card is that if you don't have much borwing expeence, it can you impve yo credit score.
Using a credit card can show other creditors that you are a responsible and reliable borwer. Another advantage of having a credit card is that it is easier to pchase certain companies, such as hotels, airlines and car rental companies in the toi industry. Some companies prefer to pay by credit card.
Some companies do not accept cash payment at all. Many credit card companies pvide insance for large pchases. An example is one of the credit cards when XL Airlines went bankrupt in September The obvious benefit is also one of the main reasons people apply for credit cards.
In an emergency, if you resist the temptation to spend money on credit cards, you will have a large amount of money to use when you need it most. You only need to pay the interest on the pchase or withdrawal, so it is very valuable to keep the credit card at home (where you can't spend money there).
中文翻译：
在过去几个月信贷紧缩中，信用卡受到了负面影响，它们只会导致更多债务和不公平利率。然而，如果信用卡使用正确方式，并且你能及时还款，信用卡在许多方面都是非常有价值。信用卡最有益一个方面是，如果你没有什么借贷经验，它可以帮助你提高信用评分，使用信用卡有助于向其他债权人表明你是一个负责任和可借款者。
拥有信用卡另一个好处是可以更容易地购买某些公司，例如旅业酒店、航空公司和汽车租赁公司更喜欢用信用卡付款，有些公司根不接受支付以及这种便利，许多信用卡公司为大额购买提供保险一个例子是当XL航空公司在xx月份破产时，信用卡一个更明显好处，也是人们申请信用卡主要原因之一，在紧急情况下，如果你住把钱花在信用卡上诱惑，你会有一大笔钱在你最需要它时候使用你只需支付购买或取现利息，所以把信用卡放在家里（在那里你无法消费）是非常有价值。
满分英语范文3：信用卡缺点
With the dlopment of economy and the modernization of the world, people used to buy things by giving money, but now, there are all kinds of payment methods. The most popular way is credit card. People don't need to take so much money.
Credit card is a good way to pay. At the same time, we should pay attention to the convenience that credit card bngs to people's life They don't have to worry about being bbed. If the credit card is lost, you can also feel safe.
The person who takes yo credit card can't take the money becse he doesn't have the password. The person who uses the credit card knows that he can use money than the credit card has, so he can spend money, but this is also true A temptation, people need to pay back, credit card is the pduct of civilization, it bngs convenience to people at the same time has temptation, we should take meases when using credit card.
中文翻译：
随着经济发展和世界现代化，以前人们买东西方式是给钱，但是现在，有各种各样付账方式最流行方式是信用卡，人们不需要带那么多钱，他们可以随心所欲地支付信用卡是一种很好付账方式，同时我们也要注意信用卡给人们生活带来了方便人们可以随身携带一点钱，用信用卡可以买到他们想要东西，他们不必担心被抢，如果信用卡丢失了，你也可以感到安全，拿走你信用卡人不能拿走钱，因为他不拥有密码使用信用卡人知道他可以使用比信用卡拥有更多钱，所以他可以花更多钱，但这也是一种诱惑，人们需要还钱，信用卡是文明产物，它在给人们带来方便同时又具有诱惑力，我们在使用信用卡时要采取措施。